Savings Goal Calculator
Enter your goal, current savings, target date, and expected rate of return. See exactly what you need to save each month — then model how saving more moves your arrival date.
Your numbers
Down payment, wedding, vacation, retirement top-up...
What you have saved toward this goal today
36 months from today
What if I save more?
Increase your monthly contribution to see how much sooner you reach your goal.
Your money at work
Each bar shows your fixed monthly contribution (navy) with the interest earned that month stacked on top (gold). Hover any bar for the breakdown.
How your savings vehicle changes the picture
Same goal. Same timeline. Different return rates — shown in both directions.
S&P 500 returns represent the historical average annual return from 2006–2025 and include periods of significant market volatility. Past performance does not guarantee future results. High-yield savings account rates are representative and subject to change.
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